Personal Banking

OHB Free Checking

• $50 minimum amount to open
• No monthly service charge
• No minimum balance
• Unlimited Check Writing & Debit Card Transactions
• Online Banking & Bill Pay
• Mobile Banking App & Check Deposit
• Checks available upon request*

Premier Checking

• $50 minimum amount to open
• No minimum balance
• Unlimited Check Writing & Debit Card Transitions
• Safe Deposit Box Discount
• Free OHB personalized checks
• Free Cashier Checks
• Free Notary Service
• Mobile Banking App & Check Deposit
• Online Banking & Bill Pay
• Free Copy & Fax Services
• Identity watch program

*$8.00 monthly service charge
Includes: $20,000 Accidental Death & Dismemberment Insurance & Discount Program on prescriptions, grocery’s, travel and much more!

Prestige Plus Checking

For Customers 50 & Better

• $50 minimum amount to open
• No monthly service charge
• No minimum balance
• Online Banking with Bill Pay
• Mobile Banking App & Check Deposit
• Unlimited Check Writing & Debit Card Transactions
• Free OHB personalized checks
• Free Cashier Checks
• Free Notary Service

Now Account

An interest-bearing checking account with the convenience of checking with the benefit of competitive interest rates of a savings account

• $50 minimum to open
• Unlimited Check Writing& Debit Card Transactions
• Online Banking & Bill Pay
• Mobile Banking App & Check Deposit
• Free Notary Service
• Debit card with approval

*$10 per month if balance falls below $1,000

Money Market Account

Contact bank to get most recent investment rate.

• $1,000 minimum open
• Six (6) withdrawals per month
• Online Banking & Bill Pay
• Mobile Banking App & Check Deposit
• Free Notary Service
• Tiered levels of investment rates
• $1,500 to $9,999.99
• $10,000 to $24,999.99
• $25,000 to $49,999.99
• $50,000 to $75,999.99
• $76,000 and greater

* $5 per month if balance falls below $1,500
* Excessive withdrawal fee $5

Regular Savings

• $50 minimum to open
• Six (6) withdrawals per statement cycle
• Excessive withdrawal fee $1